Interactive Tool

AI Portfolio Builder

Explore potential portfolio structures and gain insight into how different asset allocations may align with your investment objectives.

Important Disclosure: This tool is for educational purposes only and does not constitute personalized investment advice, a recommendation, or an offer to buy or sell any security. All investments carry risk, including potential loss of principal. Past performance is no guarantee of future results. Please consult with a financial adviser before making any investment decisions.

AI Portfolio Builder

This interactive tool walks you through a series of questions about your financial situation, goals, and risk tolerance to generate a personalized portfolio allocation for educational purposes.

You'll answer 10 brief questions covering risk assessment, investment goals, timeline, and preferences. At the end, you'll receive a suggested asset allocation with an AI-generated narrative summary.

1–3 Risk tolerance & comfort level
4–6 Investment goals & timeline
7–9 Financial details & preferences
10 Sector interests & final review

Takes approximately 3–5 minutes to complete.

Risk Assessment

Risk Tolerance

Help us understand your comfort level with market volatility.

If your portfolio declined 20% in a single quarter, what would you most likely do?

Sell everything and move to cash — I can't afford that kind of loss

Sell some positions to reduce exposure

Hold steady and wait for recovery

Buy more — downturns are opportunities

What best describes your primary investment objective?

Preserve my capital with minimal risk

Generate steady income with modest growth

Balanced growth and income

Maximize long-term growth — I don't need this money soon

How many years until you expect to need these funds?

Less than 3 years

3–7 years

7–15 years

15+ years

How would you characterize your investment experience?

Minimal — I'm just getting started

Some experience with basic investments

Experienced — I understand markets well

Very experienced — I've invested through multiple cycles

Risk Assessment

Fine-Tune Your Risk Level

Based on your answers, we've estimated a starting risk level. Adjust it if you'd like.

Your Risk Comfort Level

ConservativeModerateAggressive

Moderate (5/10)

How important is generating regular income (dividends/interest) from your portfolio?

Very important — I need income now

Somewhat important — a nice-to-have

Not important — I prefer total return growth

Life Stage & Goals

Where Are You in Life?

Understanding your current stage and aspirations helps us align the portfolio with what matters most to you.

What is your age range?

18–29 — Early career / building foundation

30–44 — Peak earning years / growing family

45–59 — Pre-retirement / wealth accumulation

60+ — Nearing or in retirement

What is the primary goal for this portfolio?

Retirement savings / long-term nest egg

Grow my wealth as aggressively as possible

Generate reliable income / cash flow

Save for a major purchase (home, education, etc.)

Are any of these milestones on your horizon?

No major milestones anticipated

Buying or upgrading a home in the next 3–5 years

Funding education for myself or my children

Starting or expanding a business

Financial Snapshot

Your Financial Landscape

A general sense of where you stand financially helps us calibrate the right level of portfolio complexity and diversification.

Approximately how much are you looking to invest?

Under $25,000

$25,000 – $100,000

$100,000 – $500,000

$500,000+

How would you describe your income stability?

Very stable — salaried position with predictable income

Mostly stable — some variable components (bonus, commission)

Variable — self-employed or project-based income

Retired or living on fixed income

Do you currently have any retirement accounts?

No existing retirement accounts

Employer 401(k) or 403(b)

Traditional or Roth IRA

Multiple retirement accounts

Values & Interests

What Do You Believe In?

Your portfolio should reflect not just your financial goals, but what you stand for. Tell us about the companies and causes that resonate with you.

How important is it that your investments align with your personal values?

Very important — I want my money to reflect my beliefs

Somewhat — I'd prefer it, but returns come first

Not a priority — optimize purely for performance

Are there specific brands, industries, or themes you want represented? (Select up to 4)

Innovation Leaders

American-Made

Clean Energy

Blue-Chip Stalwarts

AI & Frontier Tech

Healthcare & Biotech

Dividend Aristocrats

Faith-Based / Biblically Responsible

Social Impact

Luxury & Consumer Brands

Infrastructure & Utilities

Crypto-Adjacent

Are there industries or practices you want to avoid for ethical reasons?

No ethical exclusions

Fossil fuels / heavy polluters

Tobacco, alcohol, gambling, cannabis

Defense / weapons manufacturing

Investor Personality

How Do You Invest?

Everyone has a different relationship with money and markets. Understanding yours helps us build something you'll be comfortable with long-term.

How closely do you follow financial markets and news?

Daily — I read market news and watch my holdings regularly

Weekly — I check in periodically but don't obsess

Rarely — I prefer a hands-off, set-it-and-forget-it approach

When it comes to financial decisions, which approach fits you best?

I prefer to make my own decisions with some guidance

I want a collaborative relationship — discuss and decide together

I'd rather delegate to a professional and review periodically

When you hear about a hot stock or market trend in the news, what do you typically do?

Research it immediately and consider acting quickly

Take note, but wait for more data before doing anything

Ignore it — I trust my plan and don't react to headlines

Portfolio Preferences

Sector & Theme Tilts

Select any sectors or themes you'd like emphasized in your portfolio. Choose up to 4.

Sectors & Themes (optional)

Technology

Healthcare

Financials

Energy

Industrials

Consumer Staples

Consumer Discretionary

Utilities

Real Estate

International

Dividend Income

ESG / Sustainable

Small Cap

Emerging Markets

Semiconductors

Biotech

Defense & Aerospace

Crypto & Blockchain

Leveraged (Bull)

Commodities

Bonds & Fixed Income

AI-Powered Personalization

Anything Else We Should Know?

This is your opportunity to share anything specific — preferences, constraints, companies you love, causes you care about, or any other nuance that would help us build the right portfolio for you. Our AI will incorporate your input into the model.

Your Additional Instructions (optional)

0 / 1,000

Quick suggestions — click to add:

Keep it simple — fewer holdings

Maximize dividend income

I want exposure to AI companies

Prioritize capital preservation

Include some individual stocks

No international exposure

Include crypto-related equities

Focus on American companies

Almost There

See Your Personalized Portfolio

Enter your information below to view your AI-personalized model portfolio, including holdings, trailing performance, benchmark comparisons, and a custom narrative analysis.

Full Name *

Please enter your full name.

Email Address *

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Phone Number *

Please enter a valid phone number.

By submitting, you consent to Maris Wealth Management contacting you regarding financial planning services. Your information is kept confidential and will never be sold to third parties. This tool is for illustrative purposes only and does not constitute investment advice.

Your Model Portfolio

Portfolio Holdings

Holding	Asset Class	Allocation	Close	1Y Return	Beta

1-Year Performance vs. Benchmarks

Ready to Put This Into Action?

This illustrative model is just the starting point. Let's discuss how to tailor a real portfolio to your complete financial picture.

Schedule a Conversation

Important Disclosures

This tool is for illustrative and educational purposes only. The model portfolio presented is hypothetical and does not represent an actual account or a recommendation to buy or sell any security. Past performance is not indicative of future results.

Hypothetical performance results have inherent limitations. Unlike actual performance records, hypothetical results do not represent actual trading. Since the trades were not actually executed, results may under- or over-compensate for the impact, if any, of certain market factors, such as illiquidity. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

The 1-year trailing returns shown are derived from historical market data (previous trading day close) and reflect the performance of the individual holdings weighted by the model allocation. Transaction costs, taxes, advisory fees, and other expenses are not reflected and would reduce returns. Actual investment results will vary.

Benchmark comparisons are provided for context only. The S&P 500, Conservative (30/70), Moderate (60/40), and Aggressive (80/20) models use standard index proxies and may not reflect the specific composition of any managed account.

AI-Generated Content Disclosure: Portions of this tool's output, including the personalized narrative analysis, are generated by artificial intelligence. AI-generated content may contain inaccuracies, generalizations, or opinions that do not reflect the views of Maris Wealth Management or its representatives. The AI component processes your questionnaire responses to produce illustrative commentary and does not have access to your actual financial accounts, tax situation, or complete financial profile. AI output should not be interpreted as personalized investment advice.

Maris Wealth Management is a registered investment adviser. Registration does not imply a certain level of skill or training. For more information, please review our Form ADV Part 2A or contact us directly.

By using this tool, you acknowledge that the output does not constitute personalized investment advice and that you should consult with a qualified financial professional before making investment decisions.

Constructing Your Portfolio

Fetching market data and calculating returns...

AI Portfolio Builder